Looking for a Tiller alternative?
Tiller is a clever middle ground: it pulls your bank and card data automatically into Google Sheets or Excel, so spreadsheet people get fresh numbers without the copy-paste. If you love a spreadsheet, it's great. If the spreadsheet itself is the chore, that's where it falls short.
Why people look for a Tiller alternative
- It's still a spreadsheet. Tiller automates the data, but you're maintaining templates, tabs, and formulas.
- No free plan. Tiller is US$99/yr, annual only, after a 30-day trial that asks for a card.
- No real app. It lives in Google Sheets or Excel. There's no native mobile app for a quick check on the go.
- US banks only. Tiller's own FAQ says it supports US-based banks, and it stopped troubleshooting Canadian bank connections in 2024. If your accounts are at TD, RBC, or BMO, you're back to CSV imports.
Elk Money vs. Tiller
| Elk Money | Tiller | |
|---|---|---|
| Free plan | ✓ Yes, free to start (no card) | ✕ No (30-day trial, card required) |
| Price | Free; Pro CAD $8/mo or $72/yr | US$99/yr (annual only) |
| All accounts in one place | ✓ Yes | ✓ Yes (into a sheet) |
| Budgets & spending | ✓ Yes | ✓ Yes (templates) |
| Cashflow view | ✓ Yes | ✕ You build it |
| Investment tracking | ✓ Yes, incl. TFSA & RRSP | ✕ Manual |
| Auto-categorization | ✓ Yes | ✕ Spreadsheet rules |
| Multi-currency | ✓ Yes, USD and CAD in one base currency | ✕ Manual formulas |
| Shared households | ✓ Yes | Shared sheet |
| Multiple Spaces | ✓ Yes, keep personal, business & family separate | Separate sheets |
| Bank connections | Read-only via Plaid (Canadian banks) | Automated feeds (US banks only) |
| Platforms | Web, iOS & Android | Google Sheets / Excel (no app) |
The difference
Tiller keeps you in the spreadsheet and automates the boring part, the data entry. Elk Money gets you out of the spreadsheet entirely: the same automatic bank feeds, but presented as budgets, spending, a cashflow view, net worth, and shared Spaces, on the web and a real mobile app, in CAD. If you want spreadsheet-level control without spreadsheet upkeep, that's the difference.
Who should pick which
- Pick Tiller if you genuinely want your finances in a spreadsheet and just want the data filled in for you.
- Pick Elk Money if you want the automation without maintaining a spreadsheet, plus a proper app and a free plan.
Start free and skip the spreadsheet.
Competitor details are current as of 2026; check their site for the latest pricing and features.
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